Zachary Ventures is a financial services analytics and consultancy Firm based in the United Kingdom. Zachary’s main focus is in the European loan and mortgage markets as well as the asset-backed and mortgage-backed credit markets. Zachary’s purpose is to provide analytic financial and consulting services to entities operating in these markets with an aim to increasing transparency regarding underlying asset performance, valuations and risk management of these products. The market prices of traded asset and mortgage-backed instruments have for some time reflected  extreme expectations of credit performance. A key aim of Zachary Ventures is to provide fundamental analysis of this market, thereby helping to assess reasonable levels of future credit performance and fundamental value.